9 Things To Buy On Black Friday That Will Save You Money

Most of us are pretty irrational when it comes to our spending habits. We don’t think twice about small daily purchases — but if a price tag crosses a certain threshold, we start to feel uncomfortable about our buying decision.

This mindset is not good for your bank account. Small purchases are usually low-value and have a very short gratification period. Larger purchases, while a bigger investment, usually pay for themselves and continue to improve our lives over time.

With all of the holiday sales starting, now is a great time to start thinking harder about the things you buy.

This Black Friday I challenge you to rate purchases in terms of value and long-term return. Avoid picking up a bunch of cheap things just because they’re a “great deal” and go for items that will improve your life and save you money next year. Here are nine examples of purchases that check both boxes and are even better buys on Black Friday.

1) Restaurant Gift Cards

You probably don’t have every weekend planned out for 2019 but one thing I can guarantee you’ll do is eat at your favorite restaurant.

On Black Friday, many restaurants offer a bonus gift card when you purchase a certain denomination (you’ll see deals like buy a $100 gift card and get an extra $20). This is a great way to lower your food spend in 2019 without changing your eating habits. Just check the fine print as some “bonus” gift cards will need to be spent by a certain date.

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2) Fitness Equipment with Live Classes

Fitness classes are a great way to stay in shape. But they can get expensive. A spin class costs $20 on average, and that price can be even higher at some studios. Attending class three times per week means you’re likely spending at least $250 per month or $3,000 per year on spin class.

If attending classes in person isn’t a priority for you, then purchasing an at-home solution can help you meet both your fitness and financial goals.

Fitness equipment with live classes, like a Peloton bike, are often viewed as fancy and expensive but when you break down the costs, they are usually much cheaper. Peloton’s 0% financing options currently allow you to pay $58 per month for their equipment and $39 per month for their membership. That means your all-in cost is about $100 per month — or less than half of what you’d pay at a studio.

3) Blender

That post-workout smoothie from the shop next to your gym might be great for your health but it’s destroying your food budget. Splurge on a fancy blender instead and make your own at home to seriously cut costs.

Even a top of the line blender like a Vitamix (starting at $289.95) will pay for itself in a few months if a smoothie stop is part of your regular routine. As a bonus, owning this new appliance may also inspire you to make your own almond milk or soups and further reduce your food spend in 2019.

4) Cooking Equipment and Meal Kits

Millennials are known for our love of dining out but while fast casual restaurants and delivery services are extremely convenient, they’re often not great for our health or wallets.

Learning how to cook a few of your favorite dishes well can save you tons of money and calories. Plus it’s a pretty useful life skill to have.

A great way to get started on your cooking journey is to opt into a meal-kit delivery service like Sunbasket or Blue Apron, both of which are currently offering $60 off. Their easy-to-follow recipes and home delivery make cooking a breeze for even the most novice of chefs. And if you need basic cooking equipment to get started, there are countless Black Friday deals you can take advantage of.

5) Wardrobe Staples

The avalanche of promotional Black Friday emails from retailers have already started. Most people open those emails, spot a few things they like, and make an impulse purchase. When the item arrives, they maybe wear it once or twice and then forget about it because it wasn’t practical or something that they even really wanted.

Just because something is on sale doesn’t mean you should buy it. (Repeat that three times.) Instead, take advantage of low prices by buying high quality wardrobe staples that will constantly be in rotation and can handle the wear.

An easy way to determine if an item is worth buying is its cost per use. Divide the cost by the number of times you think you’ll wear the outfit in a year.

6) Coffee or Espresso Machine

If you love your morning Starbucks run, this is not for you. But if you get annoyed every time you see a $5 latte listed on your credit card statement, then investing in a top quality coffee or espresso machine can save you a ton of money.

You can replicate exactly what the barista is doing at your favorite coffee shop, but for a fraction of the cost. And since you control the inputs, you can even get your daily brew to the point where it tastes exactly how you want it to.

7) Sports Equipment

Repeatedly renting sports equipment like a paddleboard or ice skates can get expensive. If there’s a hobby you enjoy that involves equipment rental, tally up how much you’ve spent on your rentals this year. Chances are that if you rent often, it may be cheaper to buy. And owning may incentivize you to indulge in your hobby even more than you already do which should make you happier.

8) Annual Park Passes

Paying an admission fee every time you want to visit one of your favorite places can add up. Getting a discounted annual pass to your local national park or theme park means you’ll always have a fun place to go and your cost per visit will go down.

[“source=forbes]

Call of Duty: Black Ops 4 PC Launch Times Revealed

Call of Duty: Black Ops 4 PC Launch Times Revealed

Call of Duty: Black Ops 4 preload for PC begins on October 10 and developer of the PC version, Beenox has confirmed when the game will be available to play the world over. The fifteenth mainline entry in the long-running series has some differences in its PC version when compared to the PS4 and Xbox One such as an enhanced frame rate and greater visual options. Keep in mind, that Call of Duty: Black Ops 4 is not on Steam. Rather, it’s exclusive to Battle.net, a digital distribution service owned by Activision.

Call of Duty: Black Ops 4 PC launch times:

October 11, 2018

  • Los Angeles – 9pm PT

October 12, 2018

  • New York – 12am ET
  • Sao Paulo – 1am BRT
  • London – 5am BST
  • Stockholm – 6am CEST
  • Berlin – 6am CEST
  • Moscow – 7am MSK
  • Singapore – 12pm SGT
  • Seoul – 1pm KST
  • Sydney – 3pm AEST

Call of Duty: Black Ops 4 system requirements

Here are the system requirements for Call of Duty: Black Ops 4 on PC. Incidentally they’re similar to what the game had for its beta events.

Call of Duty: Black Ops 4 system requirements (minimum)

  • OS: Windows 7 64-bit or later
  • CPU: Intel Core i3-4340 / AMD FX-6300
  • RAM: 8GB GPU: Nvidia GeForce GTX 660 2 GB / GTX 1050 2GB or AMD Radeon HD 7850
  • HDD: 55GB HD space
  • DirectX: Version 11.0 compatible video card or equivalent
  • Network: Broadband Internet connection
  • Sound Card: DirectX Compatible

Call of Duty: Black Ops 4 system requirements (recommended)

  • OS: Windows 10 64-bit
  • CPU: Intel i5-2500K / Ryzen R5 1600X
  • RAM: 12GB GPU: Nvidia GeForce GTX 970 / GTX 1060 6GB or AMD Radeon R9 390 / AMD RX 580
  • HDD: 55GB HD space
  • DirectX: Version 11.0 compatible video card or equivalent
  • Network: Broadband Internet connection
  • Sound Card: DirectX Compatible

Call of Duty: Black Ops 4 system requirements (recommended for using high refresh rate monitors at 1080p)

  • OS: Windows 10 64-bit
  • CPU: Intel i7-8700K / AMD Ryzen 1800X
  • RAM: 16GB
  • GPU: Nvidia GeForce GTX 1080 or AMD Vega 64
  • HDD: 55GB HD space
  • DirectX: Version 11.0 compatible video card or equivalent
  • Network: Broadband Internet connection
  • Sound Card: DirectX Compatible

Call of Duty: Black Ops 4 system requirements (recommended for using 4K monitors with smoothest frame rates)

  • OS: Windows 10 64-bit
  • CPU: Intel i7-8700K / AMD Ryzen 1800X
  • RAM: 16GB
  • GPU: Nvidia GeForce GTX 1080 Ti
  • HDD: 55GB HD space
  • DirectX: Version 11.0 compatible video card or equivalent
  • Network: Broadband Internet connection
  • Sound Card: DirectX Compatible

[“source=gsmarena”]

Radhika Apte raises the heat in this zipped black leather dress; see pics

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What do you think of Radhika Apte’s look? (Source: File Photo)

Radhika Apte is mostly known for her unconventional choices – be it fashion or movies. Recently, the Andhadhun actor graced the cover of Maxim magazine in a front-zipped black leather dress and floored us with her sartorial sense.

The black leather dress complemented her svelte frame and the look was rounded out with hair tied into a bun, hoopla earrings and a nude shade of lipstick.

In another photo, the Sacred Games actor was seen looking scorching hot in a sequin blazer. Messy hairdo, minimal make-up, and stilettos rounded out the look.

We were also very impressed with her sharp fashion choice at the Toronto International Film Festival where she attended the premiere of The Wedding Guest. Styled by celebrity stylist Shaleena Nathani, she wore a royal blue brocade blazer from the label Tutla and teamed that with matching trouser. Although it could have gone wrong, the black camisole balanced the look very well. The look was rounded out with black stilettos, hair neatly parted at the centre and a shade of brown lip shade.

ALSO READ | Radhika Apte looks sharp in this matching brocade pantsuit

Radhika Apte looked dapper. (Source:Afashionistadiaries/Instagram)

A while back, Apte was spotted wearing a pastel blue embellished lehenga-bralette from the house of Kalki Fashion in Mumbai and looked lovely. Styled by celebrity stylist Tanya Ghavri, the look was rounded out with diamond studs and two delicate rings.

What do you think of her latest look? Let us know in the comments below.

[“source=indianexpress”]